5 Ways to Protect Your Operation from Financial Fraud

Be Aware of What Fraud Looks Like

Fraud is something no operation wants to deal with—but today’s scammers are getting more sophisticated. The good news? With a little awareness and a few simple habits, you can significantly reduce your operation’s risk.

  1. Be Cautious of Unexpected Emails, Texts & Phone Calls
    Fraudsters often pretend to be your bank, a government office, a supplier, or even someone you know. Watch out for messages asking you to verify account information, change external fund transfers, unexpected attachments, or urgent requests. When in doubt, don’t click and don’t respond—call us or the company you are working with directly.
  2. Always Confirm Payment or Wiring Instructions
    Payment‑related scams are increasing, especially involving large transactions. Red flags include sudden changes to payment instructions or pressure to send money quickly. Always confirm changes with a phone call, even if the message looks legitimate.
  3. Safeguard Your Checks and Payment Methods
    Checks are still common in agriculture, which makes them a target for scammers. Protect yourself by mailing checks securely, monitoring your account, and contacting us immediately if something looks off. Consider moving away from paper checks to mobile banking and remote deposits.
  4. Protect Your Personal & Business Information
    Identity theft can happen when scammers use stolen information to impersonate you. Use strong passwords, shred sensitive documents, and regularly review your credit and accounts.
  5. Know That Your Cooperative Has Internal Safeguards
    At Premier Farm Credit, we maintain strong controls, audits, and employee training to protect your information. Your awareness adds another layer of protection.

If Something Ever Feels Off—Call Us. We’re here to help you stay secure and answer questions.

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