Careers

Position: Chief Lending Officer
Location: Sterling, Colorado

Position Overview:

The Chief Lending Officer (CLO) leads Premier Farm Credit's lending and marketing functions, driving portfolio growth, exceptional member service, and sound credit quality. Reporting to the CEO and serving on the executive leadership team, the CLO oversees the Association's lending and marketing operations, including loan origination, servicing, portfolio management, and business development. Working closely with the Chief Credit Officer and Credit Manager, the CLO partners to strengthen lending policies, credit processes, risk management, and staff development to support safe, sound, and constructive lending.  This is an opportunity for an experienced lending executive to help shape the strategic direction of a financially strong cooperative while making a lasting impact on agriculture across northeast Colorado.

Responsibilities:

Strategic Lending Leadership & Portfolio Management

• Lead the Association’s lending and business development strategy, driving profitable portfolio growth, strengthening member relationships, and fostering a collaborative, high-performing sales culture.
• Oversee the administration, performance, and quality of the direct loan portfolio, ensuring balanced portfolio assignments and effective utilization of lending staff.
• Partner with the Chief Credit Officer to monitor portfolio performance and continuously improve lending policies, servicing standards, credit controls, and risk management practices.
• Ensure compliance with all Farm Credit Administration regulations and Association policies.

Leadership, Talent Development, and Organizational Effectiveness

• Lead, coach, and develop a high-performing lending team by establishing clear performance expectations, providing ongoing feedback, and fostering accountability and collaboration.
• Partner with the Credit Manager to optimize credit workflows, support employee development, and ensure strong alignment between lending and credit support teams.
• Provide strategic oversight of lending operations to ensure efficient credit delivery, consistent lending practices, and outstanding service to member-borrowers.
• Contribute as an active member of the Association's executive leadership team by participating in strategic planning, organizational initiatives, and key business decisions.

Qualifications:

• Bachelor's degree in Agricultural Business, Business Administration, Finance, Economics, Marketing, or a related field.
• Minimum of 10 years of progressive lending experience, including significant experience in commercial and/or agricultural lending, with at least five years of leadership or management experience.
• Demonstrated success leading lending teams, driving business growth, managing portfolio quality, and implementing strategic initiatives.
• Demonstrated ability to lead strategic initiatives and influence outcomes across departments.
• Proven leadership, relationship-building, communication, and decision-making skills with the ability to develop high-performing teams.
• Strong knowledge of agricultural finance, commercial lending practices, credit analysis, loan structuring, and portfolio management.
• Excellent communication, negotiation, analytical, and problem-solving skills.
• Passion for serving agriculture and a strong understanding of the production agriculture industries and communities served by the Association.
• High degree of integrity, sound judgment, and commitment to the cooperative values of the Farm Credit System.
• Ability and willingness to travel throughout the Association’s territory to support employees, customers, and business development activities.
• Must reside within, or be willing to relocate to, the Association's territory or a neighboring community that provides convenient access to the territory.

Why Join Us:

• Competitive executive compensation package with a base salary of $175,000 - $205,000 plus an annual team incentive opportunity. Actual compensation is based on qualifications and experience.
• Comprehensive benefit package includes 401(k) with 3% employer contribution and 6% employer match, 21 vacation days, paid sick days, 10 paid holidays, medical, dental, vision, and life insurance.
• Opportunity to help shape the future of a financially strong, member-owned agricultural lending cooperative committed to supporting agriculture and rural communities.

About Us:

Premier Farm Credit is a member-owned cooperative serving northeast Colorado with dependable agricultural financing. We build lasting relationships with farmers, ranchers, agribusinesses, and rural communities while helping strengthen agriculture for generations to come. EOE/AA/M/F/V/D Applications will be accepted until the position is filled.  Please submit your resume, cover letter, and completed employment application to Recruiting05@PremierACA.com or mail to:

Premier Farm Credit
PO Box 1785
Sterling, CO  80751

Position: Loan Officer
Location: Sterling, Colorado

Position Overview:

The Loan Officer is responsible for developing and managing agricultural lending relationships while providing exceptional service to Premier Farm Credit members. This position works with members to understand their financial needs, evaluate lending opportunities, structure appropriate loan solutions, and support sound portfolio growth. Depending on experience and strengths, the Loan Officer may have a greater focus on credit analysis, loan structuring, relationship management, or business development.

Working closely with the credit teams, the Loan Officer participates in loan origination, underwriting, servicing, portfolio management, and member relationship development. The position requires sound judgment, attention to detail, and the ability to balance member needs with appropriate credit standards and risk management practices. The Loan Officer plays an important role in delivering safe, sound, and constructive lending to Premier Farm Credit members.

This is an opportunity to join a financially strong cooperative and make a meaningful impact on agriculture across northeast Colorado. We are looking for a motivated lending professional at various stages of their careers who understands agriculture, enjoys helping members achieve their goals, and can contribute to the continued growth and success of Premier Farm Credit.

Responsibilities:

• Develop and maintain strong, trusted relationships with existing and prospective customers, with a focus on understanding their businesses, financial goals, and borrowing needs.
• Meet with customers to assess financial needs, identify lending opportunities, and recommend appropriate loan products and structures.
• Originate, analyze, and manage agricultural and commercial loans in accordance with FCA Regulations and Association credit policies and procedures.
• Manage an assigned loan portfolio, which may include a variety of loan sizes and levels of complexity, while maintaining strong credit quality and customer relationships.
• Complete or support financial, credit, and collateral analysis, including property and collateral inspections and chattel reports, as appropriate to the role and level of experience.
• Structure loans that appropriately balance customer needs, repayment capacity, risk, and Association lending standards.
• Develop new business opportunities and contribute to portfolio growth through customer referrals, networking, community involvement, and other business development activities.
• Stay informed about agricultural industry trends, commodity markets, economic conditions, and competitor activity that may affect customers and lending opportunities.
• Collaborate with lending, credit, and operations teammates to support business development strategies, sound credit decisions, and overall Association goals.
• Provide exceptional customer service throughout the loan application, approval, closing, and servicing processes.
• Ensure loan documentation, servicing activities, and customer interactions are completed accurately, timely, and in accordance with applicable requirements.
• Represent Premier Farm Credit in the community and actively support the Association’s mission to serve agriculture and rural communities.

Qualifications:

• Bachelor’s degree in Agricultural Business, Business Administration, Finance, Economics, Marketing, or a related field is preferred.
• Knowledge of agricultural finance, credit analysis, loan structuring, and/or portfolio management is preferred.
• Experience in agricultural lending, banking, finance, sales, agricultural business, or a related field is preferred; candidates with varying levels of experience are encouraged to apply.
• Strong communication, relationship-building, analytical, negotiation, and problem-solving skills.
• Ability to understand financial information and apply sound judgment when evaluating lending opportunities and structuring loans.
• Passion for serving agriculture and a strong understanding of production agriculture and the communities served by the Association.
• High degree of integrity, professionalism, and sound judgment, with a commitment to the cooperative values of the Farm Credit System.
• Ability to work effectively both independently and as part of a team.
• Ability and willingness to travel throughout the Association’s territory to support customers, conduct business development activities, and fulfill lending responsibilities.
• Must reside within, or be willing to relocate to, the Association’s territory or a neighboring community that provides convenient access to the territory.

Why Join Us:

• Competitive compensation package with an annual team incentive opportunity. Actual compensation is based on qualifications and experience.  Salary range from $55,000 - $130,000 depending on relevant experience.
  • Senior Loan Officer - typically 7+ years of relevant experience
  • Loan Officer - typically 2-6 years of relevant experience
  • Loan Officer Trainee - typically less than 2 years of relevant experience – trainees will receive structured training and progressively assume lending responsibilities based on demonstrated knowledge, skills, and experience.
• Comprehensive benefit package includes 401(k) with 3% employer contribution and 6% employer match, minimum 12 vacation days, paid sick days, 10 paid holidays, medical, dental, vision, and life insurance.
• Opportunity for professional development, training, and career growth within a financially strong, member-owned agricultural lending cooperative committed to supporting agriculture and rural communities.

About Us:

Premier Farm Credit is a member-owned cooperative serving northeast Colorado with dependable agricultural financing. We build lasting relationships with farmers, ranchers, agribusinesses, and rural communities while helping strengthen agriculture for generations to come. EOE/AA/M/F/V/D Applications will be accepted until the position is filled.  Please submit your resume, cover letter, and completed employment application to Recruiting10@PremierACA.com or mail to:

Premier Farm Credit
PO Box 1785
Sterling, CO  80751

Position: Loan Data & Origination Specialist
Location: Sterling, Colorado

Position Overview:

The Loan Data & Origination Specialist is a credit support position responsible for accurate entry, maintenance, and verification of borrower, financial, collateral and loan information throughout the lending process.

Working closely with VP-Credit Operations, Loan Officers, and Credit Analysts, this position supports loan origination by entering and maintaining information within the Association’s loan origination system, nCino, and other applicable systems. The Specialist helps ensure information used for credit analysis and loan decision-making is complete, accurate, consistent, and properly maintained.

Responsibilities continue beyond loan approval and closing through ongoing database maintenance, data-quality review, and special projects. This position provides an opportunity to develop foundational knowledge of agricultural lending, financial information, credit analysis, and loan operations. The ideal candidate is detail-oriented, organized, dependable, and comfortable working with computer systems, financial information, and confidential customer information.

Key Responsibilities:

Loan Origination & Credit Support

• Enter and maintain borrower, financial, collateral, and loan information in nCino and other Association systems, working with Loan Officers and Credit Analysts to gather and organize information needed for loan requests and credit analysis.
• Review loan applications and supporting information for completeness and consistency; identifying missing, incomplete, or conflicting data, and working with the appropriate Loan Officer or Credit Analyst to resolve outstanding items.
• Complete data entry and system setup for new loans, renewals, loan servicing requests, and other loan actions.
• Assist with the preparation of loan narratives, credit approval requests, and other required loan-origination data.

Data Quality & Ongoing Maintenance

• Maintain accurate borrower and loan information throughout the life of the lending relationship, including post-approval and post-closing updates.
• Review system records and reports to identify and correct incomplete, inaccurate, or inconsistent information.
• Maintain and update borrower, financial, collateral, and loan records to ensure information is accurate, complete, and consistent across lending systems.
• Assist with ongoing portfolio and database maintenance, including system cleanup, reconciliations, and resolution of recurring data issues or process gaps.

Administrative & Operational Support

• Assist with reporting, data reconciliation, system maintenance, and special projects supporting credit and lending operations.
• Support process and system improvements that are designed to increase data accuracy, consistency, and efficiency.
• Provide backup support for credit and lending functions and complete other credit operations projects as assigned.

Qualifications:

• High school diploma or equivalent required; associate degree in business, finance, accounting, or a related field preferred.
• Previous experience in banking, financial services, lending, administrative support, data entry, or a related field preferred, but not required.
• Exceptional attention to detail and commitment to accuracy, with the ability to identify inconsistencies, research discrepancies, and follow issues through resolution.
• Strong computer skills and the ability to quickly learn and effectively use software applications, databases, and other technology.
• Strong organizational and time-management skills, with the ability to manage multiple assignments and follow established process through completion.
• Strong written and verbal communication skills and the ability to work effectively both independently and as part of a team.
• Comfortable working with numbers, financial information, and detailed records while maintaining a high-level of confidentiality and professionalism.
• Agricultural knowledge or experience is a plus.

Why Join Us:

This position offers an opportunity to build a strong foundation in agricultural lending and credit operations while developing valuable skills in loan origination, financial information, data management, and credit processes. You’ll work alongside experienced Loan Officers and Credit Analysts and gain exposure to the full lending process, creating opportunities for continued learning and professional growth within Farm Credit.

• Competitive compensation: Base salary range of $40,000–$45,000, plus eligibility for a team bonus. Salary will be commensurate with qualifications and experience. This range is a good-faith and reasonable estimate of the range of possible compensation at the time of posting.
• Retirement benefits: 401(k) plan with a 3% employer contribution and a 6% employer match.
• Paid time off: Minimum of 12 vacation days, paid sick days, and 10 paid holidays.
• Insurance benefits: Medical, dental, vision, and life insurance.

About Us:

Premier Farm Credit is a member-owned cooperative serving northeast Colorado with dependable agricultural financing. We build lasting relationships with farmers, ranchers, agribusinesses, and rural communities while helping strengthen agriculture for generations to come.

Learn more about Premier Farm Credit at www.premieraca.com

EOE/AA/M/F/V/D

Applications will be accepted until the position is filled.  Please submit your resume, cover letter, and completed employment application to Recruiting20@PremierACA.com or mail to:

Premier Farm Credit
PO Box 1785
Sterling, CO  80751